Hourly Financial
Planning

I will begin accepting new clients Spring of 2025.

Financial Planning services will be charged at an hourly rate of $250/hour with a minimum of 3 hours. This will include up to two 30-minute meetings, preparation time and one topic of your choice. You will receive an actionable plan to implement on your own. If you would like implementation assistance, it can be added at my normal hourly rate. 

Depending on the amount of complication you may have, more hours may be required than the minimum of 3 hours. This will be communicated to you during your Introductory Call. You can also see some average time below by topic.

 

Topics to consider-

• Budgeting and Cashflow (Typically 3-5 hours)-

  • Discuss spending and savings goals 

  • Review of current budget and development of new flow budget​

  • App set up to help stay on track with your new spending plan

  • Advice on setting up automatic savings towards goals

• Portfolio Review/Rebalance (Typically 3-7 hours)-

  • Review of goals and current asset allocation for accounts​

  • Review of risk tolerance questionnaire

  • Advice for investment allocation and funds for each account

  • Implementation assistance can be added to plan

• Young Adult Financial First Steps (Typically 3-6 hours)-

  • Understand paycheck- taxes, withholding, deductions​

  • Short term goal discussion

  • Review of current savings

  • Advice to set up automatic contributions to 401k, IRA, etc.

  • Advice on investment funds for retirement plan or other investment accounts

  • Advice on other employer benefits you may have such as healthcare or stock plans

• Retirement Projections (Typically 5-10 hours)- this is best for people 1-5 years away from retirement

  • Review of current savings dedicated for retirement

  • Review of income and expenses

  • Review of asset allocation and risk tolerance

  • Review of goals before and after retirement

  • Review of social security benefits, healthcare, insurance, estate documents

  • Actionable plan to help you retire with peace of mind

• Special Needs Planning (Typically 3-6 hours)​

  • Review of income and expenses​

  • Review of current accounts dedicated for disabled beneficiary

  • Review of estate planning, if completed. 

  • Recommend ABLE accounts and/or Special Need Trusts

  • Discuss government benefits and eligibility

  • Develop a life plan for the disabled beneficiary

• ​Other Financial topics can be discussed in an introductory meeting​ to determine the hourly estimate